Australian Franchise Fee Index · Q2 2026 editionMethodologySupportContact

Mortgage & Finance franchise opportunities in Penrith

Penrith’s 217,579 residents are served by about 18 mortgage & finance operators — competition sits below typical metro density (one operator per 12,088 residents against a metro median of one per 11,100). 1 franchise system is currently recruiting here, from $47,000 all-in.

Systems recruiting in Penrith

Halo Finance

$47K$122K · royalty 8.9%

Penrith market intelligence

217,579Population (ABS 2021)
$89,600Median household income
+7.2%5-year growth
18Mortgage & Finance operators (trade area)

Suitability: Strong competition sits below typical metro density (one operator per 12,088 residents against a metro median of one per 11,100).

In the full Penrith Location Report ($79)
🔒 Per-operator revenue estimate (Mortgage & Finance)Locked
🔒 Commercial rent benchmarks — Penrith trade areaLocked
🔒 Site shortlist & drive-time isochronesLocked
🔒 Comparable-suburb alternatives with lower competitionLocked
Get the Penrith Location Report — $79

Demographics: ABS Census 2021. Competitor counts: trade-area model. See methodology.

Frequently asked questions

Is Penrith a good place to open a mortgage & finance franchise?

Penrith has 217,579 residents and about 18 existing mortgage & finance operators — competition sits below typical metro density (one operator per 12,088 residents against a metro median of one per 11,100). 1 system is currently recruiting here. Suitability band: Strong.

How much does a mortgage & finance franchise in Penrith cost?

Entry starts from $47,000 all-in for the systems recruiting in Penrith. Category-wide, Mortgage & Finance franchises run $45,000–$140,000 (Q2 2026 Fee Index, n=41).

Which mortgage & finance franchises are recruiting in Penrith?

As at July 2026, Halo Finance is recruiting in the Penrith area. Availability is confirmed per brand on each enquiry.

Nearby markets

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