Vivid Finance Franchise Opportunity
Vivid Finance is an Australian mortgage & finance franchise with 104 sites, offered to owner-operators across SA, WA.
How much does a Vivid Finance franchise cost?
Source: Disclosure document v2.0 · verified July 2026. See full cost breakdown →
Fees vs the market
| Fee | Vivid Finance | Category median | |
|---|---|---|---|
| Royalty (% gross sales) | 7.2% | 8.0% | below median |
| Marketing levy (% gross sales) | 2.2% | 2.0% | above median |
Medians from the Mortgage & Finance Fee Index. See methodology.
Network history
| Year | Opened | Closed | Transferred | Total units |
|---|---|---|---|---|
| 2022 | 9 | 3 | 0 | 82 |
| 2023 | 13 | 2 | 2 | 93 |
| 2024 | 13 | 4 | 2 | 102 |
| 2025 | 14 | 1 | 2 | 104 |
Where disclosure item-6 data is obtainable. verified July 2026.
Available territories
| State | Region | Status | As at |
|---|---|---|---|
| Adelaide South | South Australia | sold | July 2026 |
| Adelaide North | South Australia | recruiting | July 2026 |
| Fremantle | Western Australia | recruiting | July 2026 |
Vivid Finance by state: South Australia · Western Australia
Frequently asked questions
How much does a Vivid Finance franchise cost?
A Vivid Finance franchise requires a total investment of $51,000–$127,000 all-in, including a $26,000 initial fee, $17,000–$93,000 fit-out and around $8,000 working capital (Disclosure document v2.0, verified July 2026).
What are Vivid Finance's ongoing fees?
Vivid Finance charges a 7.2% royalty and a 2.2% marketing levy, benchmarked against the Mortgage & Finance category medians of 8% and 2% (Q2 2026 Fee Index, n=41).
Is Vivid Finance on the Franchise Disclosure Register?
Vivid Finance could not be matched to a current Franchise Disclosure Register entry — treat this as a due-diligence flag and confirm directly.