Mortgage & Finance franchise costs and fees
Across the 15 Mortgage & Finance franchise systems that publish an all-in establishment cost, the median is $60,000–$124,000. Fewer than 5 systems publish an initial fee, royalty or marketing levy, so check each system’s disclosure document for those.
Q3 2026 Fee Index. Medians of franchisor-published fees and ACCC Register establishment costs, captured July to August 2026. All categories · Methodology
Every Mortgage & Finance system on file
15 of 24 systems publish an all-in cost. Royalty and levy are a percentage of gross sales; “Not published” means the franchisor hasn’t made the figure public.
| Brand | All-in cost | Initial fee | Royalty | Marketing levy |
|---|---|---|---|---|
| Savvy | $2K–$5K | Not published | Not published | Not published |
| Zuu Money | $4K–$9K | Not published | Not published | Not published |
| The Brokerage Connection | $10K–$23K | Not published | Not published | Not published |
| Loan Market | $10K–$30K | Not published | Not published | Not published |
| Redrock Group | $10K | Not published | Not published | Not published |
| Money Quest | $20K–$85K | Not published | Not published | Not published |
| Elders Insurance | $49K–$2.2M | Not published | Not published | Not published |
| Stratton Franchise | $60K–$95K | Not published | Not published | Not published |
| Rate Money | $66K–$226K | Not published | Not published | Not published |
| Fifo Capital | $68K–$124K | Not published | Not published | Not published |
| AUTOPAWN | $70K–$150K | Not published | Not published | Not published |
| Mortgage Choice | $71K–$132K | $35,000 | Not published | Not published |
| Yellow Brick Road | $132K–$550K | Not published | Not published | Not published |
| Aussie Home Loans | $250K–$400K | $45,000 | 6.0% | 3.0% |
| Aussie Centre | $286K–$775K | Not published | Not published | Not published |
| 1300HomeLoan | Not published | Not published | Not published | Not published |
| ANZ Mobile Lending | Not published | Not published | Not published | Not published |
| Ausloans | Not published | Not published | Not published | Not published |
| Bendigo Bank | Not published | Not published | Not published | Not published |
| FinSecure | Not published | Not published | Not published | Not published |
| LJ Hooker Home Loans | Not published | Not published | Not published | Not published |
| MoneyQuest | Not published | Not published | Not published | Not published |
| Resolve Finance | Not published | Not published | Not published | Not published |
| Smartline | Not published | Not published | Not published | Not published |
Disclaimer: This information is based on material published by the relevant franchisor on the Franchise Disclosure Register. This information does not negate the need to undertake necessary due diligence including seeking independent professional advice if considering entering into a franchise agreement.