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Guide

How to value a franchise business

Whether you are buying a resale or planning your exit, the same question decides the deal: what is this franchise actually worth?

EH

Eliza Harding

Senior Content Analyst · B.Bus (Accounting), 9 years in franchise research

Legally reviewed by James Whitmore. Last updated 4 September 2026 · 8 min read.

How do you value a franchise business?

Most small franchise businesses are valued on a multiple of their adjusted annual earnings, usually the owner's normalised net profit (often expressed as EBITDA or seller's discretionary earnings). A profitable, well-run site typically changes hands at a low single-digit multiple of that figure, with the exact multiple driven by how stable the earnings are, how much they depend on the current owner, and the remaining lease and franchise-agreement term. The headline price is really that multiple applied to a number you must verify yourself.

Start with normalised earnings

The seller's stated profit is rarely the number to multiply. Normalise it: add back one-off costs and a genuine owner's wage, strip out anything personal run through the business, and adjust for any revenue that will not transfer to you. Base the valuation on what a new owner would realistically earn, not the best year the seller can point to.

  • Add back one-off or non-recurring expenses.
  • Replace the owner's drawings with a market-rate wage for the hours worked.
  • Remove revenue that depends on the departing owner personally.

What the multiple depends on

  • Earnings stability, steady multi-year profit earns a higher multiple than a single good year.
  • Owner dependence, a business that runs without the owner is worth more than one that is the owner.
  • Remaining terms, a short lease or a franchise agreement near renewal drags the multiple down.
  • Franchise system health, a growing network with low closures supports value; high churn erodes it.

Goodwill and the sanity check

The gap between the asset value and the price is goodwill, what you pay for an established customer base and cash flow. It is legitimate, but only if the verified earnings support it. Always have an accountant review the numbers and test the price against comparable sales; the Fee Index gives you category cost benchmarks to sense-check the investment.

If the seller cannot show you bank statements and BAS that back the profit figure, treat the valuation as unproven, no matter how confident the asking price sounds.

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Frequently asked questions

What multiple do franchises sell for?

Small franchise businesses commonly sell at a low single-digit multiple of adjusted annual earnings, but the exact figure depends on earnings stability, owner dependence and the remaining lease and agreement terms. Always base it on verified, normalised profit, not the seller's headline figure.

What is goodwill in a franchise sale?

Goodwill is the part of the price above the tangible asset value, what you pay for an established customer base, cash flow and reputation. It is only justified if verified earnings support it, so have an accountant test it against the actual numbers.

How do I avoid overpaying for a franchise?

Normalise the earnings (add back one-offs, deduct a real owner's wage), verify them against bank statements and BAS, and test the price against comparable sales and category cost benchmarks. Never pay a goodwill premium on unverified figures.

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