Franchise opportunities in Phillip Island, VIC
Geography: this report covers the Phillip Island area (ABS SA2). Demographics from the ABS Census 2021.
How this opportunity score works
The score is a weighted 0–100 research signal, not a site-selection decision. It combines, per category:
- Demand (category fit for the population) — 30%
- Competition gap (trade-area model, more room scores higher) — 25%
- Demographic fit (income vs the category) — 20%
- 5-year population growth (percentile) — 15%
- Franchise availability (systems recruiting here) — 10%
Inputs: ABS Census 2021 (population, income, growth) and a trade-area competition model using OpenStreetMap / ABS business data where available. It doesn’t model rent, site specifics or local trading conditions, treat it as a starting point for research, then confirm on the ground and with the franchisor. See our methodology.
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For sale & open territories in Phillip Island
258 franchise systems are recruiting new territories that cover Phillip Island:
Bakers Delight
Banjo's Bakehouse
Bucking Bull
Burger Urge
7-Eleven Australia
Andersens
Phillip Island on the map
Where Phillip Island sits and the real local businesses around its centre, the operators a new franchise would compete with. Tap a pin for the business name and type.
Loading nearby operators in Phillip Island…
Top 3 recommended franchise categories
1. Bakery & Dessert
562. Quick-Service Food
53What it costs to start in Phillip Island
Franchise fees don’t change by suburb, but the categories that fit Phillip Island best sit in these all-in investment ranges (Q2 2026 Fee Index, national medians).
| Category | Total investment | Initial fee | Royalty | Phillip Island fit |
|---|---|---|---|---|
| Bakery & Dessert | $200K–$550K | $45,000 | 6.5% | 56 |
| Quick-Service Food | $350K–$900K | $50,000 | 7.0% | 53 |
| Retail | $180K–$600K | $45,000 | 5.5% | 53 |
| Beauty & Health | $150K–$480K | $42,000 | 6.0% | 51 |
| Massage & Wellness | $120K–$400K | $38,000 | 6.0% | 51 |
| Mortgage & Finance | $45K–$140K | $30,000 | 8.0% | 51 |
Fees: Q2 2026 Fee Index. The fit score blendsPhillip Island’s demand, competition, demographics and growth, see methodology.
Phillip Island snapshot
| Metric | Phillip Island | State avg | Difference |
|---|---|---|---|
| Population | 13,736 | 18,304 | -25% |
| Median household income | $61,100 | $94,695 | -35% |
| 5-year population growth | 28.5% | 30.4% | -1.9 pts |
Community & demographics
Who lives in Phillip Island, and what it means for a franchise. Every figure below is a real ABS Census 2021 median for this area, not an estimate.
| Measure | Phillip Island | What it signals for franchising |
|---|---|---|
| Median age | 52 years | Older market, skews to health, home and aged-support services |
| Average household size | 2.2 people | Smaller households, favours convenience and single-serve formats |
| Median household income | $1,175/wk | Overall spending power of the local market |
| Median family income | $1,490/wk | Discretionary spend of family households |
| Median personal income | $640/wk | Individual earnings, a labour-cost and spend signal |
| Median rent | $330/wk | Cost of living and a proxy for commercial rents |
| Median mortgage | $1,517/mo | Homeowner cost base in the area |
| People per bedroom | 0.7 | More space per resident, established housing |
Source: ABS Census 2021 (G02/G35/G36/G37/G46) + ERP 2016→2021 · SA2 Phillip Island (205031091). Incomes are median weekly (household income is also shown annualised in the headline stats).
Housing, tenure & households
How Phillip Island lives, works and is housed, and what each signal means for siting a franchise here. All figures are real ABS Census 2021 counts for this area.
| Measure | Phillip Island | What it signals for franchising |
|---|---|---|
| Renting | 22% | Owner-heavy, settled households with steadier local spend |
| Owned with a mortgage | 27.8% | Working homeowners, family services and home categories |
| Owned outright | 45.6% | Older, established, lower-debt households |
| Separate houses | 88.8% | Suburban, car-based, drive-to trade area |
| Flats & apartments | 2.6% | Low density, destination retail and services |
| Family households | 65.3% | Broad household mix |
| Lone-person households | 32.3% | Many singles, convenience, fitness and single-serve formats |
| Unemployment rate | 3.5% | Tight labour market, strong incomes but harder hiring |
Source: ABS Census 2021, Phillip Island, tenure (G37), dwelling structure (G36), household composition (G35) and labour force (G46).
Survival & viability analysis
Bakery & Dessert viability: High
The bakery & dessert opportunity in Phillip Island scores 56 out of 100. With a population of 13,736, the catchment is smaller, so demand may support only one well-sited bakery & dessert outlet. At about 1 existing bakery & dessert operator, competition sits below typical metro density, an opening for a well-run entrant. Median household income ($61,100) sits below the state average ($94,695), which can favour value-led formats.
Nearby competition by category
| Category | Est. operators | Competition | Status |
|---|---|---|---|
| Bakery & Dessert | 1 | Low | Gap |
| Retail | 1 | Low | Gap |
| Beauty & Health | 1 | Low | Gap |
| Massage & Wellness | 1 | Low | Gap |
| Mortgage & Finance | 1 | Low | Gap |
| B2B Services | 1 | Low | Gap |
Operator counts are a trade-area model derived from ABS population, not a live business census. Richer POI data (OpenStreetMap / Google Places) is ingested per methodology.
How Phillip Island compares to nearby areas
| Location | Population | Median income | 5-yr growth | Top category | Score |
|---|---|---|---|---|---|
| Phillip Island | 13,736 | $61,100 | 28.5% | Bakery & Dessert | 56 |
| Wyndham Vale - South | 13,704 | $91,800 | 0.4% | Bakery & Dessert | 55 |
| Sunbury | 13,788 | $109,500 | 4.2% | Bakery & Dessert | 64 |
| Edithvale - Aspendale | 13,669 | $115,600 | 2.2% | Bakery & Dessert | 63 |
| Altona | 13,655 | $96,800 | 3.4% | Bakery & Dessert | 59 |
| Lalor - West | 13,623 | $75,400 | 2.2% | Bakery & Dessert | 52 |
| Narre Warren - North East | 13,617 | $99,800 | -2.5% | Bakery & Dessert | 54 |
Keep exploring Phillip Island & Victoria
By category in Phillip Island
Nearby Victoria areas
Frequently asked questions
What franchise is best for Phillip Island?
Based on population, income, growth and competition data, Bakery & Dessert scores highest for Phillip Island at 56/100, competition sits below typical metro density. The next best are Quick-Service Food and Retail.
How much does a franchise cost in Phillip Island?
Fees don't vary by suburb, Bakery & Dessert franchises run $200,000–$550,000 all-in nationally (Q2 2026 Fee Index, n=54). See the Fee Index for the full breakdown.
Is Phillip Island good for a coffee franchise?
It's promising: a coffee & café franchise scores 50/100 in Phillip Island, with about 2 existing operators in the trade area (Strong suitability).
Demographics: ABS Census 2021 & Regional Population. Category scores combine ABS demographics with a trade-area competition model and live franchise availability, see methodology. Fees: Q2 2026 Fee Index.
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