Franchise opportunities in Tocumwal - Finley - Jerilderie, NSW
Geography: this report covers the Tocumwal - Finley - Jerilderie area (ABS SA2). Demographics from the ABS Census 2021.
How this opportunity score works
The score is a weighted 0–100 research signal, not a site-selection decision. It combines, per category:
- Demand (category fit for the population) — 30%
- Competition gap (trade-area model, more room scores higher) — 25%
- Demographic fit (income vs the category) — 20%
- 5-year population growth (percentile) — 15%
- Franchise availability (systems recruiting here) — 10%
Inputs: ABS Census 2021 (population, income, growth) and a trade-area competition model using OpenStreetMap / ABS business data where available. It doesn’t model rent, site specifics or local trading conditions, treat it as a starting point for research, then confirm on the ground and with the franchisor. See our methodology.
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For sale & open territories in Tocumwal - Finley - Jerilderie
263 franchise systems are recruiting new territories that cover Tocumwal - Finley - Jerilderie:
Tocumwal - Finley - Jerilderie on the map
Where Tocumwal - Finley - Jerilderie sits and the real local businesses around its centre, the operators a new franchise would compete with. Tap a pin for the business name and type.
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Top 3 franchise categories by opportunity score
What it costs to start in Tocumwal - Finley - Jerilderie
Franchise fees don’t change by suburb, but the categories that fit Tocumwal - Finley - Jerilderie best sit in these all-in investment ranges (Q3 2026 Fee Index, national medians).
| Category | Total investment | Initial fee | Royalty | Tocumwal - Finley - Jerilderie fit |
|---|---|---|---|---|
| Quick-Service Food | $337,000–$675,000 | $45,000 | 6.0% | 43 |
| Coffee & Café | $300,000–$700,000 | $35,000 | 6.0% | 37 |
| Hair & Barber | $243,000–$482,000 | Not enough data | Not enough data | 34 |
| Food & Beverage | $650,000–$1,475,000 | Not enough data | Not enough data | 29 |
| Bakery & Dessert | $350,000–$625,000 | $50,000 | Not enough data | 25 |
| Retail | $200,000–$511,000 | Not enough data | Not enough data | 23 |
Fees: Q3 2026 Fee Index (“Not enough data” means fewer than five systems publish that figure). The fit score blends Tocumwal - Finley - Jerilderie’s demand, competition, demographics and growth, see methodology.
Tocumwal - Finley - Jerilderie snapshot
| Metric | Tocumwal - Finley - Jerilderie | Typical NSW area | Difference |
|---|---|---|---|
| Population | 9,799 | 14,643 | -33% |
| Median household income | $59,600 | $99,300 | -40% |
| 5-year population growth | -1.0% | 2.0% | -3.0 pts |
Community & demographics
Who lives in Tocumwal - Finley - Jerilderie, and what it means for a franchise. Every figure below is a real ABS Census 2021 median for this area, not an estimate.
| Measure | Tocumwal - Finley - Jerilderie | What it signals for franchising |
|---|---|---|
| Median age | 52 years | Older market, skews to health, home and aged-support services |
| Average household size | 2.2 people | Smaller households, favours convenience and single-serve formats |
| Median household income | $1,146/wk | Overall spending power of the local market |
| Median family income | $1,486/wk | Discretionary spend of family households |
| Median personal income | $631/wk | Individual earnings, a labour-cost and spend signal |
| Median rent | $200/wk | Cost of living and a proxy for commercial rents |
| Median mortgage | $1,177/mo | Homeowner cost base in the area |
| People per bedroom | 0.7 | More space per resident, established housing |
Source: ABS Census 2021 (G02/G35/G36/G37/G46) + ERP 2016→2021 · SA2 Tocumwal - Finley - Jerilderie (109031185). Incomes are median weekly (household income is also shown annualised in the headline stats).
Housing, tenure & households
How Tocumwal - Finley - Jerilderie lives, works and is housed, and what each signal means for siting a franchise here. All figures are real ABS Census 2021 counts for this area.
| Measure | Tocumwal - Finley - Jerilderie | What it signals for franchising |
|---|---|---|
| Renting | 19.4% | Owner-heavy, settled households with steadier local spend |
| Owned with a mortgage | 27.6% | Working homeowners, family services and home categories |
| Owned outright | 46.8% | Older, established, lower-debt households |
| Separate houses | 90.7% | Suburban, car-based, drive-to trade area |
| Flats & apartments | 1.1% | Low density, destination retail and services |
| Family households | 66.1% | Broad household mix |
| Lone-person households | 31.6% | Many singles, convenience, fitness and single-serve formats |
| Unemployment rate | 3.1% | Tight labour market, strong incomes but harder hiring |
Source: ABS Census 2021, Tocumwal - Finley - Jerilderie, tenure (G37), dwelling structure (G36), household composition (G35) and labour force (G46).
Survival & viability analysis
Quick-Service Food viability: High
The quick-service food opportunity in Tocumwal - Finley - Jerilderie scores 43 out of 100. With a population of 9,799, the catchment is smaller, so demand may support only one well-sited quick-service food outlet. At about 1 existing quick-service food operator, competition sits below typical metro density, an opening for a well-run entrant. Median household income ($59,600) sits below the typical comparable area in the state ($99,300), which can favour value-led formats.
Nearby competition by category
| Category | Est. operators | Competition | Status |
|---|---|---|---|
| Quick-Service Food | 1 | Low | Gap |
| Coffee & Café | 1 | Low | Gap |
| Hair & Barber | 1 | Low | Gap |
| Food & Beverage | 1 | Low | Gap |
| Bakery & Dessert | 1 | Medium | Competitive |
| Retail | 1 | High | Saturated |
Operator counts are a trade-area model derived from ABS population, not a live business census. Richer POI data (OpenStreetMap / Google Places) is ingested per methodology.
How Tocumwal - Finley - Jerilderie compares to nearby areas
| Location | Population | Median income | 5-yr growth | Top category | Score |
|---|---|---|---|---|---|
| Tocumwal - Finley - Jerilderie | 9,799 | $59,600 | -1.0% | Quick-Service Food | 43 |
| Budgewoi - Buff Point - Halekulani | 9,793 | $64,100 | 2.1% | Quick-Service Food | 47 |
| Narooma - Bermagui | 9,832 | $52,900 | 7.6% | Quick-Service Food | 50 |
| The Oaks - Oakdale | 9,836 | $119,400 | 5.6% | Quick-Service Food | 65 |
| Maroubra - North | 9,843 | $125,600 | -5.9% | Quick-Service Food | 57 |
| Port Kembla - Warrawong | 9,740 | $57,600 | -3.7% | Quick-Service Food | 40 |
| Hunters Hill - Woolwich | 9,870 | $175,100 | -9.1% | Quick-Service Food | 59 |
Keep exploring Tocumwal - Finley - Jerilderie & New South Wales
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Frequently asked questions
What franchise is best for Tocumwal - Finley - Jerilderie?
Based on population, income, growth and competition data, Quick-Service Food scores highest for Tocumwal - Finley - Jerilderie at 43/100, competition sits below typical metro density. The next best are Coffee & Café and Hair & Barber.
How much does a franchise cost in Tocumwal - Finley - Jerilderie?
Fees don't vary by suburb. Across the Quick-Service Food systems that publish their costs, the Q3 2026 Fee Index shows a median all-in cost of $337,000–$675,000 (173 systems), a $45,000 median initial fee (9 systems), a 6.0% median royalty (9 systems) and a 4.3% median marketing levy (9 systems) nationally. See the Fee Index for every category.
Is Tocumwal - Finley - Jerilderie good for a coffee franchise?
It's promising: a coffee & café franchise scores 37/100 in Tocumwal - Finley - Jerilderie, with about 1 existing operators in the trade area (Strong suitability).
Demographics: ABS Census 2021 & Regional Population. Category scores combine ABS demographics with a trade-area competition model and live franchise availability, see methodology. Fees: Q3 2026 Fee Index.
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