Franchise opportunities in Chittaway Bay - Tumbi Umbi, NSW
Top 3 recommended franchise categories
2. Bakery & Dessert
633. Quick-Service Food
62Chittaway Bay - Tumbi Umbi snapshot
| Metric | Chittaway Bay - Tumbi Umbi | State avg | Difference |
|---|---|---|---|
| Population | 16,080 | 20,009 | -20% |
| Median household income | $93,800 | $100,267 | -6% |
| 5-year population growth | 2.1% | 13.0% | -10.9 pts |
Community & demographics
Who lives in Chittaway Bay - Tumbi Umbi, and what it means for a franchise. Every figure below is a real ABS Census 2021 median for this area, not an estimate.
| Measure | Chittaway Bay - Tumbi Umbi | What it signals for franchising |
|---|---|---|
| Median age | 40 years | Broad working-age and family customer base |
| Average household size | 2.7 people | Family-heavy, favours food, education and household services |
| Median household income | $1,803/wk | Overall spending power of the local market |
| Median family income | $2,084/wk | Discretionary spend of family households |
| Median personal income | $787/wk | Individual earnings, a labour-cost and spend signal |
| Median rent | $425/wk | Cost of living and a proxy for commercial rents |
| Median mortgage | $2,000/mo | Homeowner cost base in the area |
Source: ABS Census 2021 G02 + ERP 2016→2021 · SA2 Chittaway Bay - Tumbi Umbi (102021047). Incomes are median weekly (household income is also shown annualised in the headline stats).
Survival & viability analysis
Retail viability: High
The retail opportunity in Chittaway Bay - Tumbi Umbi scores 64 out of 100. With a population of 16,080, the catchment is smaller, so demand may support only one well-sited retail outlet. At about 1 existing retail operator, competition sits below typical metro density, an opening for a well-run entrant. Median household income ($93,800) sits below the state average ($100,267), which can favour value-led formats.
Nearby competition by category
| Category | Est. operators | Competition | Status |
|---|---|---|---|
| Retail | 1 | Low | Gap |
| Bakery & Dessert | 1 | Low | Gap |
| Beauty & Health | 1 | Low | Gap |
| Massage & Wellness | 1 | Low | Gap |
| Mortgage & Finance | 1 | Low | Gap |
| B2B Services | 1 | Low | Gap |
Operator counts are a trade-area model derived from ABS population, not a live business census. Richer POI data (OpenStreetMap / Google Places) is ingested per methodology.
Available franchise opportunities in Chittaway Bay - Tumbi Umbi
7-Eleven Australia
Amber Tiles
Auntie Anne's
Bakers Delight
Bucking Bull
Burger Urge
How Chittaway Bay - Tumbi Umbi compares to nearby areas
| Location | Population | Score | Top category |
|---|---|---|---|
| Chittaway Bay - Tumbi Umbi | 16,080 | 64 | Retail |
| Newcastle | 322,278 | 77 | Bakery & Dessert |
| Parramatta | 256,729 | 79 | Pet Services |
| Geelong | 268,277 | 75 | Pet Services |
| Gold Coast | 699,226 | 84 | Quick-Service Food |
Frequently asked questions
What franchise is best for Chittaway Bay - Tumbi Umbi?
Based on population, income, growth and competition data, Retail scores highest for Chittaway Bay - Tumbi Umbi at 64/100, competition sits below typical metro density. The next best are Bakery & Dessert and Quick-Service Food.
How much does a franchise cost in Chittaway Bay - Tumbi Umbi?
Fees don't vary by suburb, Retail franchises run $180,000–$600,000 all-in nationally (Q2 2026 Fee Index, n=132). See the Fee Index for the full breakdown.
Is Chittaway Bay - Tumbi Umbi good for a coffee franchise?
It's promising: a coffee & café franchise scores 61/100 in Chittaway Bay - Tumbi Umbi, with about 2 existing operators in the trade area (Strong suitability).
Demographics: ABS Census 2021 & Regional Population. Category scores combine ABS demographics with a trade-area competition model and live franchise availability, see methodology. Fees: Q2 2026 Fee Index.