Mortgage & Finance franchises

Fifo Capital Franchise Opportunity

Fifo Capital operates a debtor and payables finance model that allows its clients to speed up their cash flow and/or improving their working capital positions by doing so, improve their business growth and financial efficiencies. Fifo Capital’s facilities are labelled as; invoice finance, business loans, supply chai…

1 unit in AustraliaFranchising since 2007Registered as Fifo Capital Australia Pty Limited
On the ACCC Franchise Disclosure Register

captured 18 Aug 2026. View the Register profile

This information is based on material published by the relevant franchisor on the Franchise Disclosure Register. This information does not negate the need to undertake necessary due diligence including seeking independent professional advice if considering entering into a franchise agreement.

Public data profile

This information is compiled from the ACCC Franchise Disclosure Register and other public sources. It hasn’t been confirmed by the franchise team.

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How much does a Fifo Capital franchise cost?

A Fifo Capital franchise requires a total investment of $67,550–$123,750 all-in.

Source: ACCC Franchise Disclosure Register · captured August 2026.

Fees vs the market

Fifo Capital vs the Mortgage & Finance median · Q3 2026 Fee Index
FeeFifo CapitalCategory median (systems)Position
All-in establishment cost$68K–$124K$60,000–$124,000 (15)above median

Medians from the Mortgage & Finance Fee Index: the figures franchisors publish and their ACCC Register establishment costs. A fee median is only shown when at least five systems publish that fee.

Network & venues

1venues in Australia
1franchised businesses
0company-owned units
19franchisees (operators)
19years operating in Australia

Operates in ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Source: ACCC Franchise Disclosure Register (profile FNC-006617) · captured 2026-08-19.

Investment & payments

Costs and payments as published by the franchisor on the Register
Establishment cost (all-in setup)$67,550 – $123,750
Ongoing payments to franchisor (annual)$9,000 – $50,000
Other payments (annual)up to $200,000

Source: ACCC Franchise Disclosure Register (profile FNC-006617) · captured 2026-08-19. Ranges are the franchisor’s own estimates; confirm every figure against the disclosure document.

Franchise agreement

Standard agreement term 5 or more years

Option to renew Other

Restraint of trade after exit Yes

Goodwill compensation on exit No

Source: ACCC Franchise Disclosure Register (profile FNC-006617) · captured 2026-08-19.

Franchisor disclosures

Fifo Capital’s own answers to the mandatory Register disclosure questions, a starting point for your due diligence.

Serious offence conviction (last 10 yrs)No
Civil judgment against franchisor (last 5 yrs)No
Bankruptcy / insolvency (last 10 yrs)No
Upfront payment required to applyYes
Franchisor can change the agreementNo
Restricts who you can buy supplies fromNo
Agreement provides for arbitrationYes

Source: ACCC Franchise Disclosure Register (profile FNC-006617) · captured 2026-08-19.

Franchisor details

Website fifocapital.com.au

Phone 1300852556

Email belinda.coates@fifocapital.com.au

Registered office L4 390 St Kilda Road Melbourne VIC 3004

View the full ACCC Register profile. Source: ACCC Franchise Disclosure Register (profile FNC-006617) · captured 2026-08-19.

This information is based on material published by the relevant franchisor on the Franchise Disclosure Register. It does not negate the need to undertake necessary due diligence including seeking independent professional advice if considering entering into a franchise agreement.

How Fifo Capital’s answers compare: what Australian franchisors disclose on the Register, by category.

Before you buy into Fifo Capital

Guides to read before you sign anything with Fifo Capital.

Compare Fifo Capital with franchises under $100k, the best Mortgage & Finance franchises or all Mortgage & Finance franchises. All franchise guides

Frequently asked questions

How much does a Fifo Capital franchise cost?

A Fifo Capital franchise requires a total investment of $67,550–$123,750 all-in (ACCC Franchise Disclosure Register).

What are Fifo Capital's ongoing fees?

Fifo Capital's ongoing royalty and marketing fees are not published. Ask the franchisor and check the disclosure document for the current fee structure.

Is Fifo Capital on the Franchise Disclosure Register?

Based on FranchiseScope's research, Fifo Capital appears on the ACCC Franchise Disclosure Register. We recommend confirming the current entry yourself at franchisedisclosure.gov.au before relying on it.