Rate Money Franchise Opportunity
A mortgage manager who provides finance to Australia’s self-employed and other target customers.
captured 18 Aug 2026. View the Register profile
This information is based on material published by the relevant franchisor on the Franchise Disclosure Register. This information does not negate the need to undertake necessary due diligence including seeking independent professional advice if considering entering into a franchise agreement.
How much does a Rate Money franchise cost?
Source: ACCC Franchise Disclosure Register · captured August 2026.
Fees vs the market
| Fee | Rate Money | Category median (systems) | Position |
|---|---|---|---|
| All-in establishment cost | $66K–$226K | $60,000–$124,000 (15) | near median |
Medians from the Mortgage & Finance Fee Index: the figures franchisors publish and their ACCC Register establishment costs. A fee median is only shown when at least five systems publish that fee.
Network & venues
Operates in NSW, QLD, VIC
Source: ACCC Franchise Disclosure Register (profile FNC-005817) · captured 2026-08-19.
Investment & payments
| Establishment cost (all-in setup) | $66,000 – $226,000 |
| Ongoing payments to franchisor (annual) | $27,000 – $31,000 |
| Other payments (annual) | $86,000 – $233,000 |
Source: ACCC Franchise Disclosure Register (profile FNC-005817) · captured 2026-08-19. Ranges are the franchisor’s own estimates; confirm every figure against the disclosure document.
Franchise agreement
Standard agreement term 5 or more years
Option to renew Yes
Restraint of trade after exit Yes
Goodwill compensation on exit No
Source: ACCC Franchise Disclosure Register (profile FNC-005817) · captured 2026-08-19.
Franchisor disclosures
Rate Money’s own answers to the mandatory Register disclosure questions, a starting point for your due diligence.
Source: ACCC Franchise Disclosure Register (profile FNC-005817) · captured 2026-08-19.
Franchisor details
Website www.ratemoney.com.au
Phone 1300 936 668
Email franchise@ratemoney.com.au
Registered office '02' Suite 4, Level 4, 54 Miller Street,, North Sydney NSW 2060
View the full ACCC Register profile. Source: ACCC Franchise Disclosure Register (profile FNC-005817) · captured 2026-08-19.
This information is based on material published by the relevant franchisor on the Franchise Disclosure Register. It does not negate the need to undertake necessary due diligence including seeking independent professional advice if considering entering into a franchise agreement.
How Rate Money’s answers compare: what Australian franchisors disclose on the Register, by category.
Before you buy into Rate Money
Guides to read before you sign anything with Rate Money.
- 40 questions to ask a franchisor before you buy9 min
- How much do franchise owners make in Australia?9 min
- Reading franchise reviews, forums and Reddit: how to separate signal from noise9 min
- Can you own a franchise while working full-time?6 min
Compare Rate Money with franchises under $100k, the best Mortgage & Finance franchises or all Mortgage & Finance franchises. All franchise guides
Frequently asked questions
How much does a Rate Money franchise cost?
A Rate Money franchise requires a total investment of $66,000–$226,000 all-in (ACCC Franchise Disclosure Register).
What are Rate Money's ongoing fees?
Rate Money's ongoing royalty and marketing fees are not published. Ask the franchisor and check the disclosure document for the current fee structure.
Is Rate Money on the Franchise Disclosure Register?
Based on FranchiseScope's research, Rate Money appears on the ACCC Franchise Disclosure Register. We recommend confirming the current entry yourself at franchisedisclosure.gov.au before relying on it.
Considering Rate Money?
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