Mortgage Choice Franchise Opportunity
Established Australian mortgage broking franchise founded in 1992, now part of REA Group. Around 400+ franchises and ~587 franchisees operating in all states, often as home-based or shopfront brokers.
captured 18 Aug 2026. View the Register profile
This information is based on material published by the relevant franchisor on the Franchise Disclosure Register. This information does not negate the need to undertake necessary due diligence including seeking independent professional advice if considering entering into a franchise agreement.
How much does a Mortgage Choice franchise cost?
Source: Franchisor-published (web): franchisebusiness.com.au · verified July 2026 · franchisor-published. See full cost breakdown
Fees vs the market
| Fee | Mortgage Choice | Category median | |
|---|---|---|---|
| Royalty (% gross sales) | Fixed fee | 8.0% | not a % fee |
| Marketing levy (% gross sales) | None / fixed | 2.0% | not a % fee |
Medians from the Mortgage & Finance Fee Index. See methodology.
Network & venues
Operates in ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Expanding into ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Source: ACCC Franchise Disclosure Register (profile FNC-006781) · captured 2026-08-19.
Investment & payments
| Establishment cost (all-in setup) | $71,200 – $131,650 |
| Ongoing payments to franchisor (annual) | $8,073 – $17,644 |
| Other payments (annual) | $1,743 – $82,509 |
Source: ACCC Franchise Disclosure Register (profile FNC-006781) · captured 2026-08-19. Ranges are the franchisor’s own estimates; confirm every figure against the disclosure document.
Franchise agreement
Standard agreement term 5 or more years
Option to renew Other
Restraint of trade after exit Yes
Goodwill compensation on exit Other
Source: ACCC Franchise Disclosure Register (profile FNC-006781) · captured 2026-08-19.
Franchisor disclosures
Mortgage Choice’s own answers to the mandatory Register disclosure questions, a starting point for your due diligence.
Source: ACCC Franchise Disclosure Register (profile FNC-006781) · captured 2026-08-19.
Franchisor details
Website www.mortgagechoice.com.au/franchises
Phone 1300 650 330
Email franchising@mortgagechoice.com.au
Registered office 511 Church Street Richmond VIC 3121
View the full ACCC Register profile. Source: ACCC Franchise Disclosure Register (profile FNC-006781) · captured 2026-08-19.
This information is based on material published by the relevant franchisor on the Franchise Disclosure Register. It does not negate the need to undertake necessary due diligence including seeking independent professional advice if considering entering into a franchise agreement.
Available territories
| State | Region | Status | As at |
|---|---|---|---|
| Sydney | New South Wales | recruiting | July 2026 |
| Melbourne | Victoria | recruiting | July 2026 |
| Brisbane | Queensland | recruiting | July 2026 |
Frequently asked questions
How much does a Mortgage Choice franchise cost?
A Mortgage Choice franchise requires a total investment of $25,000–$150,000 all-in, including a $35,000 initial fee (Franchisor-published (web): franchisebusiness.com.au).
What are Mortgage Choice's ongoing fees?
Mortgage Choice charges its ongoing fees as a fixed periodic fee rather than a percentage of sales.
Is Mortgage Choice on the Franchise Disclosure Register?
Based on FranchiseScope's research, Mortgage Choice appears on the ACCC Franchise Disclosure Register. We recommend confirming the current entry yourself at franchisedisclosure.gov.au before relying on it.
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