Mortgage Choice Franchise Opportunity
Established Australian mortgage broking franchise founded in 1992, now part of REA Group. Around 400+ franchises and ~587 franchisees operating in all states, often as home-based or shopfront brokers.
captured 18 Aug 2026. View the Register profile
This information is based on material published by the relevant franchisor on the Franchise Disclosure Register. This information does not negate the need to undertake necessary due diligence including seeking independent professional advice if considering entering into a franchise agreement.
How much does a Mortgage Choice franchise cost?
Source: ACCC Franchise Disclosure Register · captured August 2026. See full cost breakdown
Fees vs the market
| Fee | Mortgage Choice | Category median (systems) | Position |
|---|---|---|---|
| All-in establishment cost | $71K–$132K | $60,000–$124,000 (15) | above median |
Medians from the Mortgage & Finance Fee Index: the figures franchisors publish and their ACCC Register establishment costs. A fee median is only shown when at least five systems publish that fee.
Network & venues
Operates in ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Expanding into ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Source: ACCC Franchise Disclosure Register (profile FNC-006781) · captured 2026-08-19.
Investment & payments
| Establishment cost (all-in setup) | $71,200 – $131,650 |
| Ongoing payments to franchisor (annual) | $8,073 – $17,644 |
| Other payments (annual) | $1,743 – $82,509 |
Source: ACCC Franchise Disclosure Register (profile FNC-006781) · captured 2026-08-19. Ranges are the franchisor’s own estimates; confirm every figure against the disclosure document.
Franchise agreement
Standard agreement term 5 or more years
Option to renew Other
Restraint of trade after exit Yes
Goodwill compensation on exit Other
Source: ACCC Franchise Disclosure Register (profile FNC-006781) · captured 2026-08-19.
Franchisor disclosures
Mortgage Choice’s own answers to the mandatory Register disclosure questions, a starting point for your due diligence.
Source: ACCC Franchise Disclosure Register (profile FNC-006781) · captured 2026-08-19.
Franchisor details
Website www.mortgagechoice.com.au/franchises
Phone 1300 650 330
Email franchising@mortgagechoice.com.au
Registered office 511 Church Street Richmond VIC 3121
View the full ACCC Register profile. Source: ACCC Franchise Disclosure Register (profile FNC-006781) · captured 2026-08-19.
This information is based on material published by the relevant franchisor on the Franchise Disclosure Register. It does not negate the need to undertake necessary due diligence including seeking independent professional advice if considering entering into a franchise agreement.
How Mortgage Choice’s answers compare: what Australian franchisors disclose on the Register, by category.
Available territories
| State | Region | Status | As at |
|---|---|---|---|
| New South Wales | Sydney | recruiting | captured July 2026 |
| Victoria | Melbourne | recruiting | captured July 2026 |
| Queensland | Brisbane | recruiting | captured July 2026 |
Before you buy into Mortgage Choice
Guides to read before you sign anything with Mortgage Choice.
- The Franchise Disclosure Document explained9 min
- Franchise vs licence vs business opportunity7 min
- Franchise loan repayments: what $50,000, $100,000 and $250,000 cost each month8 min
- How long does it take to buy a franchise?6 min
Compare Mortgage Choice with franchises under $100k, the best Mortgage & Finance franchises or all Mortgage & Finance franchises. All franchise guides
Frequently asked questions
How much does a Mortgage Choice franchise cost?
A Mortgage Choice franchise requires a total investment of $71,200–$131,650 all-in, including a $35,000 initial fee (ACCC Franchise Disclosure Register).
What are Mortgage Choice's ongoing fees?
Mortgage Choice's ongoing royalty and marketing fees are not published. Ask the franchisor and check the disclosure document for the current fee structure.
Is Mortgage Choice on the Franchise Disclosure Register?
Based on FranchiseScope's research, Mortgage Choice appears on the ACCC Franchise Disclosure Register. We recommend confirming the current entry yourself at franchisedisclosure.gov.au before relying on it.
Considering Mortgage Choice?
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