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Mortgage & Finance franchise opportunities in Townsville

Mortgage & Finance opportunity score51/100
Demand: HighCompetition: LowGrowth: Low
Townsville’s 180,820 residents are served by about 15 mortgage & finance operators — competition sits below typical metro density (one operator per 12,055 residents against a metro median of one per 11,100). 2 franchise systems are currently recruiting here, from $25,000 all-in.

Systems recruiting in Townsville

Aussie Home Loans

$250K$400K · royalty 6%

Mortgage Choice

$25K$150K · fixed-fee model

Townsville market intelligence

180,820Population (ABS 2021)
$88,500Median household income
+2.1%5-year growth
15Mortgage & Finance operators (model)

Suitability: Strong competition sits below typical metro density (one operator per 12,055 residents against a metro median of one per 11,100).

In the full Townsville Location Report ($79)
🔒 Per-operator revenue estimate (Mortgage & Finance)Locked
🔒 Commercial rent benchmarks — Townsville trade areaLocked
🔒 Site shortlist & drive-time isochronesLocked
🔒 Comparable-suburb alternatives with lower competitionLocked
Get the Townsville Location Report — $79

Demographics: ABS Census 2021. Competitor counts: trade-area model. See methodology. Full Townsville opportunity report covers every category.

Frequently asked questions

Is Townsville a good place to open a mortgage & finance franchise?

Townsville scores 51/100 for mortgage & finance franchise viability. It has 180,820 residents and about 15 existing mortgage & finance operators — competition sits below typical metro density (one operator per 12,055 residents against a metro median of one per 11,100). 2 systems are currently recruiting here. Suitability: Strong.

How much does a mortgage & finance franchise in Townsville cost?

Entry starts from $25,000 all-in for the systems recruiting in Townsville. Category-wide, Mortgage & Finance franchises run $45,000–$140,000 (Q2 2026 Fee Index, n=41).

How many mortgage & finance businesses are in Townsville?

We estimate about 15 mortgage & finance operators in the Townsville trade area — low competition, a genuine gap.

Nearby markets

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